Senior Credit Analyst #32424

Location: Cambridge, MA 
Salary Range: $79K-$123K 
Schedule: Full-time | Monday-Friday
Why This Role Stands Out:

• Competitive compensation aligned with experience and expertise
• Opportunity to work within a high-performing commercial lending team
• Exposure to complex commercial and real estate financing transactions
• A collaborative environment that values professional growth and development

Job Overview

Our client in the banking and financial services industry is seeking a Senior Credit Analyst to support its Commercial Lending Division. This role is ideal for a detail-oriented professional with strong expertise in credit risk analysis, financial statement analysis, and commercial lending.

If you thrive in a data-driven environment and enjoy translating financial insights into strategic recommendations, this is your opportunity to make a measurable impact.

Skills & Qualifications

• Bachelor’s degree in Finance, Accounting, or related field (or equivalent experience)
• 3+ years of commercial credit analysis experience
• Strong proficiency in financial analysis, credit underwriting, and risk assessment
• Advanced skills in Microsoft Excel and Word
• Experience with LoanVantage, COCC Insight, or similar platforms preferred
• Excellent communication, organizational, and analytical skills

Key Job Functions

• Conduct in-depth credit risk analysis, including evaluating credit history, financial statements, and market conditions
• Assess and recommend approval or denial of commercial loans and credit extensions
• Analyze balance sheets, profit and loss statements, and cash flow projections to determine financial health
• Prepare credit memos, loan packages, and Board-level presentations
• Support underwriting for commercial and commercial real estate loans
• Assign credit ratings and evaluate loan quality and performance 
• Perform industry research and competitive analysis to identify trends and risks
• Evaluate business performance, liquidity, and management strength to forecast profitability
• Develop and analyze property cash flow models
• Ensure adherence to lending policies, procedures, and regulatory standards
• Track and manage loan documentation and reporting requirements
• Identify and flag any policy deviations or risk concerns
• Partner with Commercial Lending Officers to provide financial insights and recommendations
• Present findings through written reports and verbal presentations to leadership
• Support senior leadership with special projects and strategic initiatives

Apply Today

Take the next step in your career in commercial credit analysis and financial risk management. Apply now for a chance to join a dynamic team and make a meaningful impact in the lending space.

Founded in 1969, JOHNLEONARD, a woman-owned business, is the premier staffing choice in Boston and beyond. We provide Temporary/Contract, Direct Hire, Temp-to-Hire, and Payroll services as part of our comprehensive service offerings. JOHNLEONARD is an equal opportunity employer committed to representation, belonging, and accessibility in the workplace. All applicants are encouraged to apply and will receive consideration for employment without regard to race, religion, color, national origin, age, sex, sexual orientation, disability status, or any other characteristic protected by applicable law.